Currency Converter
Convert between 150+ currencies with daily-updated mid-market rates — USD, PKR, INR, EUR, SAR, AED and more. Last rates are saved, so it even works offline.
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Mid-market rate vs the rate you get
This converter shows the mid-market rate — the midpoint between global buy and sell prices, the fairest reference there is. Banks, cards and exchange shops add their margin on top, typically 1–4%, plus fixed fees on transfers. So use the mid-market number to judge any offer: the closer a service gets to it, the better the deal. Sending remittances? Compare the total received, not the advertised rate — a "0 fee" service often hides its cut inside a worse rate.
Tips for common conversions
Rough anchors help you sanity-check menus and price tags while travelling: memorize one round-number rate for your pair (say 1 USD ≈ its PKR value today) and scale mentally in tens. For online shopping, remember your card converts at its own rate on the settlement day, not the day you click buy — and always choose to pay in the local currency, never "converted to your home currency" at the shop's rate (that trick, called DCC, costs 3–8%).
Why exchange rates move
Currency rates change constantly with supply and demand, driven by interest rates, inflation, trade balances, political events and market sentiment. The rate you see here is the mid-market rate — the fair midpoint that banks quote each other — updated from a public feed roughly once a day, with the last value saved so the tool still works offline.
Getting the best rate on transfers
To keep more of your money: compare the total amount received rather than the advertised rate, avoid airport and hotel exchange counters (their margins are the worst), and when paying by card abroad always choose the local currency, never "converted to your home currency" — that trick, called DCC, quietly adds 3–8%.
Frequently asked questions
What is the mid-market rate?
It is the midpoint between the global buy and sell prices of a currency — the fairest reference rate, before any bank or exchange adds its margin.
Why is the airport exchange rate so bad?
Airport and hotel bureaus add large margins because of convenience and captive customers. Banks, cards and online transfer services are usually far cheaper.
How often do the rates update?
About once a day from a public exchange-rate feed. The converter shows the timestamp of the rates it is using.
How often are the exchange rates updated?
About once a day from a public feed. The converter shows the timestamp of the rates in use and keeps the last saved rates for offline use.
Why is the bank rate different from this rate?
Banks and exchanges add a 1–4% margin plus fees on top of the mid-market rate shown here.
Which currencies are supported?
150+, including USD, PKR, INR, EUR, GBP, SAR, AED, BDT, MYR and IDR.